Plutus Coaching
Build Your
Budget
Enter your monthly income and expenses to see exactly how your money is allocated — and whether you're on track with the 50/30/20 framework used by financial planners worldwide.
50/30/20
Framework
22
Categories
~3
Minutes
What you'll get
Your actual Needs / Wants / Savings split
Traffic-light status per spending bucket
Full category breakdown vs income
Visual donut chart of your budget
Surplus or deficit summary
Printable PDF breakdown
UAE-specific spending categories
Optional AI personalised recommendations
Monthly take-home income
Net monthly salary or combined household income (after tax / VAT deductions)
AED
50%
Needs
AED —
30%
Wants
AED —
20%
Savings
AED —
Needs
50% target
AED 0
▼
Wants
30% target
AED 0
▼
Savings & Debt
20% target
AED 0
▼
Monthly income
AED 0
Total allocated
AED 0
Surplus / Deficit
—
Analysing your budget…
Your Monthly Budget
AED —
Monthly take-home income
—
Budget breakdown
Actual allocation vs 50/30/20 targets
Spending buckets
Actual % of income vs target
Category detail
Individual categories as % of monthly income
Get your personalised budget recommendations
Enter your email to receive an analysis of your budget with specific actions to optimise your spending and grow your savings.
Personalised analysis of your specific budget gaps
Actionable steps to realign with 50/30/20 targets
UAE-specific tips on reducing your biggest cost categories
Your full budget summary emailed for future reference
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Also from Plutus Coaching
How healthy is your full financial picture?
Your budget is one piece of the puzzle. The Financial Health Score assesses 6 dimensions — budgeting, emergency fund, debt, savings, goals, and money mindset — and gives you a personalised score out of 100.
📊
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Budget Planner — Excel Template
Take your budget off the screen and into a professional spreadsheet. The Plutus Budget Planner includes five linked sheets built for life in the UAE.
Dashboard & 50/30/20 Summary
Full Line-Item Monthly Budget
12-Month Spending Tracker
Savings Goals Planner
Debt Payoff: Avalanche vs Snowball
AED · UAE Categories
$1.99
One-time purchase · Instant download
Take the next step
Ready to take real control of your finances?
A single wealth coaching session can give you a clear, personalised plan to close the gaps in your budget and start building toward your financial goals.
Book an intro call →
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